Independent, education - first ,
here to serve
As an independent insurance agent serving the Los Angeles area and North San Diego County, my focus is on creating long-term relationships—not high-pressure sales tactics. Every client receives personalized attention and support so that they make THE RIGHT decision, and feel confident.

Serving Southern California
I help Medicare beneficiaries throughout Los Angeles County and North San Diego County through phone appointments, virtual consultations, and in-person meetings when available. Explore the Medicare Resource Center or reach out to get started.
Los Angeles Area
- San Fernando Valley
- Van Nuys
- Santa Clarita
- Valencia
- Culver City
- Santa Monica
- West Los Angeles
- Beverly Hills
North San Diego County
- Carlsbad
- Oceanside
- Vista
- San Marcos
- Escondido
- Encinitas
- Solana Beach
- Del Mar
- La Jolla
- Mira Mesa
- Mission Valley

Proudly from the San Fernando Valley
As a native to Los Angeles, I was born and raised in the heart of the San Fernando Valley. I'm a proud graduate of North Hollywood High School, and spent most of my youth living around many different neighborhoods of this unique part of town. The San Fernando Valley has always been home to me, and it's a community I know and care about personally and deeply.
Having strong family and social ties in and around Sherman Oaks, Lake Balboa, and Van Nuys, my connection to the Valley goes well beyond simply doing business here. These are the neighborhoods where I grew up, where my family lives, and where I've shared wonderful memories and moments. It's a special community.
That local connection is one of the reasons I enjoy helping people within the community navigate the numerous Medicare options. Choosing the right coverage can feel overwhelming, and I believe having someone you can talk to who understands the local community makes the process a little easier.
Whether you're just turning 65, reviewing your current Medicare coverage, or simply have questions about your options, I'm here to provide straightforward, personal guidance.
To make Medicare feel simple, safe, and personal for every client we serve.
We started Garbo Insurance because we believe Medicare decisions deserve the same thoughtful guidance you'd expect from a private wealth advisor — patient, transparent, and centered entirely on your needs.
Educate first
Decisions made in clarity outlast decisions made in pressure. Education comes before recommendations.
Stay independent
We represent multiple carriers so your interests stay at the center of every recommendation.
Serve long-term
Enrollment is the beginning. We're here for annual reviews, life changes, and questions for years to come.
Guide gently
No scripts, no pressure. Conversations move at your pace, in your language.
Be transparent
Plain answers, plain documents, plain numbers. If we wouldn't recommend it to family, we won't recommend it to you.
Earn trust
We measure success by the number of clients who refer their friends and family.
Service designed around your life.
Discovery
We begin with a relaxed conversation about your health, your providers, your travel, and your retirement timeline.
Education
You learn how Original Medicare, Medigap, and prescription coverage fit together — without any product pitch.
Comparison
We review options side by side, comparing premiums, benefits, and provider networks across multiple carriers.
Enrollment
Once you've decided, we handle the paperwork and deadlines so nothing falls through the cracks.
Annual review
Each year, we revisit your coverage to make sure it still fits your needs and your budget.
Licensed & insured in California
Garbo Insurance is licensed through the State of California and carries professional liability insurance. Our team maintains full compliance with both state and federal regulations governing Medicare and health insurance advisory services.
License
California Accident, Health & Life Insurance License Number: 4513515
Independent Carrier Partners
- United Healthcare
- Astiva
- Wellcare
- Molina
- Mutual of Omaha
- UCLA
- Healthnet
- LA Care
- Blue Shield
- Aetna
- Alignment Health Plan
- SCAN
- Imperial Health Plan
- Anthem Blue Cross
- Humana
- Cigna
- Clever Care
What you can expect
Independent Medicare advisor
Multiple Medicare carrier options
Personalized plan comparisons
No-cost Medicare consultations
Annual plan reviews
Local California Medicare expertise
Ongoing client support after enrollment
