Independent, education - first ,
here to serve
As an independent insurance agent my focus is on creating long-term relationships—not high-pressure sales tactics. Every client receives personalized attention and support so that they make THE RIGHT decision, and feel confident.
To make Medicare feel simple, safe, and personal for every client we serve.
We started Garbo Insurance because we believe Medicare decisions deserve the same thoughtful guidance you'd expect from a private wealth advisor — patient, transparent, and centered entirely on your needs.
Educate first
Decisions made in clarity outlast decisions made in pressure. Education comes before recommendations.
Stay independent
We represent multiple carriers so your interests stay at the center of every recommendation.
Serve long-term
Enrollment is the beginning. We're here for annual reviews, life changes, and questions for years to come.
Guide gently
No scripts, no pressure. Conversations move at your pace, in your language.
Be transparent
Plain answers, plain documents, plain numbers. If we wouldn't recommend it to family, we won't recommend it to you.
Earn trust
We measure success by the number of clients who refer their friends and family.
Service designed around your life.
Discovery
We begin with a relaxed conversation about your health, your providers, your travel, and your retirement timeline.
Education
You learn how Original Medicare, Medigap, and prescription coverage fit together — without any product pitch.
Comparison
We review options side by side, comparing premiums, benefits, and provider networks across multiple carriers.
Enrollment
Once you've decided, we handle the paperwork and deadlines so nothing falls through the cracks.
Annual review
Each year, we revisit your coverage to make sure it still fits your needs and your budget.
Licensed & insured in California
Garbo Insurance is licensed through the State of California and carries professional liability insurance. Our team maintains full compliance with both state and federal regulations governing Medicare and health insurance advisory services.