About your advisor

Independent, education - first ,
here to serve

As an independent insurance agent serving the Los Angeles area and North San Diego County, my focus is on creating long-term relationships—not high-pressure sales tactics. Every client receives personalized attention and support so that they make THE RIGHT decision, and feel confident.

Licensed independent agent Education-first California-rooted
Andre Garbo, independent Medicare advisor serving Los Angeles and North San Diego County
Areas I serve

Serving Southern California

I help Medicare beneficiaries throughout Los Angeles County and North San Diego County through phone appointments, virtual consultations, and in-person meetings when available. Explore the Medicare Resource Center or reach out to get started.

Los Angeles Area

  • San Fernando Valley
  • Van Nuys
  • Santa Clarita
  • Valencia
  • Culver City
  • Santa Monica
  • West Los Angeles
  • Beverly Hills

North San Diego County

  • Carlsbad
  • Oceanside
  • Vista
  • San Marcos
  • Escondido
  • Encinitas
  • Solana Beach
  • Del Mar
  • La Jolla
  • Mira Mesa
  • Mission Valley
Garbo Insurance Medicare advisor and San Fernando Valley native
Local roots

Proudly from the San Fernando Valley

As a native to Los Angeles, I was born and raised in the heart of the San Fernando Valley. I'm a proud graduate of North Hollywood High School, and spent most of my youth living around many different neighborhoods of this unique part of town. The San Fernando Valley has always been home to me, and it's a community I know and care about personally and deeply.

Having strong family and social ties in and around Sherman Oaks, Lake Balboa, and Van Nuys, my connection to the Valley goes well beyond simply doing business here. These are the neighborhoods where I grew up, where my family lives, and where I've shared wonderful memories and moments. It's a special community.

That local connection is one of the reasons I enjoy helping people within the community navigate the numerous Medicare options. Choosing the right coverage can feel overwhelming, and I believe having someone you can talk to who understands the local community makes the process a little easier.

Whether you're just turning 65, reviewing your current Medicare coverage, or simply have questions about your options, I'm here to provide straightforward, personal guidance.

Our mission

To make Medicare feel simple, safe, and personal for every client we serve.

We started Garbo Insurance because we believe Medicare decisions deserve the same thoughtful guidance you'd expect from a private wealth advisor — patient, transparent, and centered entirely on your needs.

Educate first

Decisions made in clarity outlast decisions made in pressure. Education comes before recommendations.

Stay independent

We represent multiple carriers so your interests stay at the center of every recommendation.

Serve long-term

Enrollment is the beginning. We're here for annual reviews, life changes, and questions for years to come.

Guide gently

No scripts, no pressure. Conversations move at your pace, in your language.

Be transparent

Plain answers, plain documents, plain numbers. If we wouldn't recommend it to family, we won't recommend it to you.

Earn trust

We measure success by the number of clients who refer their friends and family.

Personalized approach

Service designed around your life.

01

Discovery

We begin with a relaxed conversation about your health, your providers, your travel, and your retirement timeline.

02

Education

You learn how Original Medicare, Medigap, and prescription coverage fit together — without any product pitch.

03

Comparison

We review options side by side, comparing premiums, benefits, and provider networks across multiple carriers.

04

Enrollment

Once you've decided, we handle the paperwork and deadlines so nothing falls through the cracks.

05

Annual review

Each year, we revisit your coverage to make sure it still fits your needs and your budget.

Credentials & licensing

Licensed & insured in California

Garbo Insurance is licensed through the State of California and carries professional liability insurance. Our team maintains full compliance with both state and federal regulations governing Medicare and health insurance advisory services.

California-licensed agent Professionally insured State & federal compliance

License

California Accident, Health & Life Insurance License Number: 4513515

Independent Carrier Partners

  • United Healthcare
  • Astiva
  • Wellcare
  • Molina
  • Mutual of Omaha
  • UCLA
  • Healthnet
  • LA Care
  • Blue Shield
  • Aetna
  • Alignment Health Plan
  • SCAN
  • Imperial Health Plan
  • Anthem Blue Cross
  • Humana
  • Cigna
  • Clever Care
Why clients work with me

What you can expect

Independent Medicare advisor

Multiple Medicare carrier options

Personalized plan comparisons

No-cost Medicare consultations

Annual plan reviews

Local California Medicare expertise

Ongoing client support after enrollment

Let's talk about your Medicare timeline.

Schedule a consultation