About your advisor

Independent, education - first ,
here to serve

As an independent insurance agent serving Van Nuys, the San Fernando Valley, and all of Los Angeles County, my focus is on creating long-term relationships—not high-pressure sales tactics. Every client receives personalized attention and support so that they make THE RIGHT decision, and feel confident.

Licensed independent agent Education-first California-rooted
Andre Garbo, independent Medicare advisor serving Van Nuys and Los Angeles County
Areas I serve

Serving Southern California

I help Medicare beneficiaries in Van Nuys, the San Fernando Valley, and all of Los Angeles County, plus phone/video appointments statewide in California. Explore the Medicare Resource Center or reach out to get started.

Los Angeles Area

  • San Fernando Valley
  • Van Nuys
  • Santa Clarita
  • Valencia
  • Culver City
  • Santa Monica
  • West Los Angeles
  • Beverly Hills

Statewide by phone & video

  • Phone appointments
  • Video consultations
  • Anywhere in California
Garbo Insurance Medicare advisor and San Fernando Valley native
Local roots

Proudly from the San Fernando Valley

As a native to Los Angeles, I was born and raised in the heart of the San Fernando Valley. I'm a proud graduate of North Hollywood High School, and spent most of my youth living around many different neighborhoods of this unique part of town. The San Fernando Valley has always been home to me, and it's a community I know and care about personally and deeply.

Having strong family and social ties in and around Sherman Oaks, Lake Balboa, and Van Nuys, my connection to the Valley goes well beyond simply doing business here. These are the neighborhoods where I grew up, where my family lives, and where I've shared wonderful memories and moments. It's a special community.

That local connection is one of the reasons I enjoy helping people within the community navigate the numerous Medicare options. Choosing the right coverage can feel overwhelming, and I believe having someone you can talk to who understands the local community makes the process a little easier.

Whether you're just turning 65, reviewing your current Medicare coverage, or simply have questions about your options, I'm here to provide straightforward, personal guidance.

Beyond the office

Life outside of Medicare

When I'm not helping people navigate Medicare, you'll usually find me outdoors. I've always had a strong connection to the outdoors, and being from the San Fernando Valley there are plenty of opportunities to enjoy the natural beauty of Southern California.

When I have time I enjoy it with friends fishing at Lake Castaic, enjoying time on the water and taking a break from the day-to-day. I also love hiking throughout the Santa Monica Mountains and Angeles National Forest, exploring new trails, and spending time in the mountains.

Being outdoors has always been a reminder of how important it is to slow down, stay active, and appreciate the place we call home. As a Medicare insurance agent serving the San Fernando Valley and surrounding Southern California communities, I'm proud to live, work, and build relationships in the same community I call home. I also am reminded of how important staying healthy is and appreciating each day as if it is a blessing.

Andre Garbo fishing at Lake Castaic in Southern California
Andre Garbo hiking in the mountains during an outdoor adventure in Southern California
Conservation & community

Giving back to the outdoors

Spending time outdoors has also given me a deeper appreciation for conservation and the responsibility we have to protect the places we enjoy.

As an outdoorsman and sportsman, I believe in giving back to the natural areas and communities that have given me so many great experiences. I support the idea of contributing to organizations and efforts that help protect national parks, local wildlife, public lands, habitat, and conservation programs.

Whether it's supporting wildlife organizations, helping preserve public lands, or contributing to conservation efforts, I believe being part of the outdoor community means doing more than simply enjoying it.

For me, being a part of the San Fernando Valley and Southern California community means staying connected—not only to the people around me, but also to the mountains, lakes, trails, wildlife, and public lands that make this region such a special place to call home.

Our mission

To make Medicare feel simple, safe, and personal for every client we serve.

We started Garbo Insurance because we believe Medicare decisions deserve the same thoughtful guidance you'd expect from a private wealth advisor — patient, transparent, and centered entirely on your needs.

Educate first

Decisions made in clarity outlast decisions made in pressure. Education comes before recommendations.

Stay independent

We represent multiple carriers so your interests stay at the center of every recommendation.

Serve long-term

Enrollment is the beginning. We're here for annual reviews, life changes, and questions for years to come.

Guide gently

No scripts, no pressure. Conversations move at your pace, in your language.

Be transparent

Plain answers, plain documents, plain numbers. If we wouldn't recommend it to family, we won't recommend it to you.

Earn trust

We measure success by the number of clients who refer their friends and family.

Personalized approach

Service designed around your life.

01

Discovery

We begin with a relaxed conversation about your health, your providers, your travel, and your retirement timeline.

02

Education

You learn how Original Medicare, Medigap, and prescription coverage fit together — without any product pitch.

03

Comparison

We review options side by side, comparing premiums, benefits, and provider networks across multiple carriers.

04

Enrollment

Once you've decided, we handle the paperwork and deadlines so nothing falls through the cracks.

05

Annual review

Each year, we revisit your coverage to make sure it still fits your needs and your budget.

Credentials & licensing

Licensed & insured in California

Garbo Insurance is licensed through the State of California and carries professional liability insurance. Our team maintains full compliance with both state and federal regulations governing Medicare and health insurance advisory services.

California-licensed agent Professionally insured State & federal compliance

License

California Accident, Health & Life Insurance License Number: 4513515

Independent Carrier Partners

  • United Healthcare
  • Astiva
  • Wellcare
  • Molina
  • Mutual of Omaha
  • UCLA
  • Healthnet
  • LA Care
  • Blue Shield
  • Aetna
  • Alignment Health Plan
  • SCAN
  • Imperial Health Plan
  • Anthem Blue Cross
  • Humana
  • Cigna
  • Clever Care
Why clients work with me

What you can expect

Independent Medicare advisor

Multiple Medicare carrier options

Personalized plan comparisons

No-cost Medicare consultations

Annual plan reviews

Local California Medicare expertise

Ongoing client support after enrollment

Let's talk about your Medicare timeline.

Schedule a consultation